What Is Covered Under the CDCP in London, ON
MEK Dental accepts CDCP patients. Here's exactly what the plan covers — and what to expect before your appointment.
About the Program
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal program introduced to reduce financial barriers to dental care for uninsured Canadians. The program is overseen by Health Canada, with applications processed through Service Canada and claims managed by Sun Life. It provides coverage for a range of preventive and restorative dental services based on your household income.
Coverage is not all-or-nothing — the percentage of costs the CDCP covers scales with your adjusted family net income. Some patients have no out-of-pocket costs at all; others share a portion of the fee.
Approval timelines vary, but many applicants are approved within a few weeks. We recommend applying early if you plan to use CDCP benefits for upcoming dental care.
No Private Insurance
The CDCP is designed for Canadians who do not have access to employer-provided or group dental benefits. You are not eligible if you have access to private dental insurance through work or a group plan, even if you choose not to use it.
Income-Based Coverage
Eligibility and coverage levels are based on your adjusted family net income. Households under $70,000 annually may qualify for full coverage with no co-payment.
Coverage at a Glance
What Does the CDCP Cover?
The plan covers a broad range of preventive and restorative dental services. Coverage is determined by clinical necessity, CDCP clinical criteria, frequency limits, and the CDCP's published fee guidelines.
- ✓ Comprehensive oral examinations
- ✓ Routine dental checkups
- ✓ Emergency examinations
- ✓ Diagnostic X-rays
- ✓ Professional dental cleanings
- ✓ Scaling and polishing
- ✓ Fluoride treatments
- ✓ Preventive oral health assessments
- ✓ Tooth-coloured fillings
- ✓ Amalgam fillings
- ✓ Treatment of cavities
- ✓ Certain tooth extractions
- ✓ Basic restorative procedures
- ◷ Dental crowns
- ◷ Dentures and denture services
- ◷ Root canal treatment
- ◷ Periodontal (gum) therapy
- ◷ Oral surgery procedures
Covered Services
Preventive and Restorative Care
Preventive and Diagnostic Services
Preventive care is the foundation of the CDCP. Regular checkups and cleanings allow our team to catch concerns like cavities and early-stage gum disease before they require more involved treatment.
- → Comprehensive and routine oral examinations
- → Emergency dental examinations
- → Diagnostic X-rays when clinically indicated
- → Professional cleanings, scaling, and polishing
- → Fluoride treatments
- → Preventive oral health assessments
Restorative Services
When treatment is required, the CDCP covers a range of common restorative procedures. Coverage is subject to clinical guidelines, CDCP fee schedules, and frequency limits in effect at the time treatment is provided.
- → Tooth-coloured and amalgam fillings
- → Treatment of cavities
- → Certain tooth extractions
- → Basic restorative procedures
Services That May Require Pre-Authorization
More complex procedures are covered under the CDCP but require a formal review before treatment can begin. The plan administrator assesses the treatment recommendation and confirms whether coverage will be approved.
Certain cases of crowns, dentures, root canal treatment, periodontal therapy, and oral surgery may require pre-authorization. Our team at MEK Dental will let you know if your planned treatment needs pre-authorization and guide you through the steps.
Out-of-Pocket Costs
What Will I Still Need to Pay?
The CDCP significantly reduces dental costs, but it does not always cover 100% of treatment fees. Your share depends on two things: your household income and whether the fees charged align with the CDCP's published rates.
| Adjusted Family Net Income | CDCP Coverage |
|---|---|
| Under $70,000 | 100% |
| $70,000 – $79,999 | CDCP pays 60% |
| $80,000 – $89,999 | CDCP pays 40% |
| $90,000 and above | Not eligible |
Co-payments apply to CDCP-established fees. If a provider's fees exceed CDCP-established rates, patients may be responsible for the difference.
Before beginning treatment, we encourage you to ask our team about what your visit is likely to cost. We will walk you through any financial responsibilities so there are no surprises.
At MEK Dental
Using the CDCP at MEK Dental in London
Using your Canadian Dental Care Plan benefits at MEK Dental is straightforward. When you call to book, simply let us know you are enrolled in the CDCP. Our team will confirm your coverage details and prepare for your visit.
What to Bring
- · Your CDCP enrollment information
- · Government-issued photo identification
- · Any relevant dental records, if requested
Questions to Ask
- · Is my planned treatment covered under the CDCP?
- · Will I have any out-of-pocket costs?
- · Does my treatment require pre-authorization?
- · What documents should I bring?
Common Questions